Holiday shopping: Securing your financial info - KPLC 7 News, Lake Charles, Louisiana

Holiday shopping: Securing your financial info

(Source: KPLC) (Source: KPLC)
SOUTHWEST LOUISIANA (KPLC) -

The list is made and you've checked it twice. Now, the pressure is on to get those last-minute gifts, but don’t worry, you’re not alone.

The National Retail Federation, estimates consumers to spend anywhere between $678.75 billion to $682 billion – up 3.6 to four percent from last year. This number consists of holiday retail sales in November and December – with the exception of vehicles, gasoline and restaurant purchases.

Before you hit the stores or your keyboard, Edward Jones financial advisor, Gabriel Thibodeaux says you need to stay vigilant. 

“With the final days of Christmas shopping many are feeling the pressure of making those last-minute purchases," he said. "However, it’s important to understand that no retailer is ever going to need your social security number so it’s important to keep that protected.”

The Federal Trade Commission advises:

  • Pay by credit card – your transaction will be protected by the Fair Credit Billing Act. Under this law, you can dispute charges under certain circumstances and temporarily withhold payment while the creditor investigates them.
  • Protect your password – whether you plan to shop online or in-store making sure you have a secure Wi-Fi connection if shopping online or keeping track of where you’re sliding your card and inserting your pin can make a big difference.
  • Read sale ads carefully – so you don’t waste your time and know exactly what you’re going to get.
  • Avoid public Wi-Fi – use a secure Wi-Fi connection to make sure your information stays protected and shop through secure web pages and stores you trust. 
  • Keep your records. 

Thibodeaux said even though everyone is busy shopping, consumers should take some time to think about the future.

"As many people are spending this time of year, it’s also important to be conscious of setting some goals for 2018," He said. "Just as many people set health goals, it’s also important to set a few financial goals.”

 ?For more information and tips click HERE or HERE

Copyright 2017 KPLC. All rights reserved.

  • More Local NewsNewsMore>>

  • Sunrise Kitchen: Shrimp, Crab, and Red and Yellow Bell Pepper Coulis

    Sunrise Kitchen: Shrimp, Crab, and Red and Yellow Bell Pepper Coulis

    Friday, April 27 2018 12:28 AM EDT2018-04-27 04:28:09 GMT
    (Source: SOWELA.edu)(Source: SOWELA.edu)
    (Source: SOWELA.edu)(Source: SOWELA.edu)

    SOWELA chef Roy Angelle and his students share a recipe for Shrimp and Crab, Red and Yellow Bell Pepper Coulis.

    More >>

    SOWELA chef Roy Angelle and his students share a recipe for Shrimp and Crab, Red and Yellow Bell Pepper Coulis.

    More >>
  • Cinemark enforcing evening policy for children under 17

    Cinemark enforcing evening policy for children under 17

    Thursday, April 26 2018 11:27 PM EDT2018-04-27 03:27:19 GMT
    (Source: Maranda Whittington/KPLC)(Source: Maranda Whittington/KPLC)

    Changes are being put in place at Prien Lake Mall for those under 17 years old. Mall officials say children under 17 must be accompanied by an adult after 6 p.m. Cinemark has also imposed a policy that no children under 17 may purchase tickets for a movie after 6 p.m.

    More >>

    Changes are being put in place at Prien Lake Mall for those under 17 years old. Mall officials say children under 17 must be accompanied by an adult after 6 p.m. Cinemark has also imposed a policy that no children under 17 may purchase tickets for a movie after 6 p.m.

    More >>
  • Defense pushing hard to get Daigle trial continued

    Defense pushing hard to get Daigle trial continued

    Thursday, April 26 2018 11:19 PM EDT2018-04-27 03:19:28 GMT
    Kevin Daigle (Source: Calcasieu Correctional Center)Kevin Daigle (Source: Calcasieu Correctional Center)

    Jury selection is set to begin Monday in the capital murder trial of Kevin Daigle, accused of killing a state trooper in 2015. But now, the defense asks for another change of venue because of a state police operation they call an "epic publicity stunt."   

    More >>

    Jury selection is set to begin Monday in the capital murder trial of Kevin Daigle, accused of killing a state trooper in 2015. But now, the defense asks for another change of venue because of a state police operation they call an "epic publicity stunt."   

    More >>
Powered by Frankly