These 6 tips can help you plan ahead so you never have to face a storm unprepared.
1. Check your insurance coverage to make sure it reflects the current state of your home. Consider adding flood insurance and coverage for additional living expenses in case your home is uninhabitable after a storm.
2. Doing a home inventory can save you time and make filing a claim easier, ensuring you don’t forget anything. Document the contents of your home with a video camera or other home inventory tool. Keep receipts for valuable items and consider separate coverage for these things.
3. Protect your property by installing the following items in your home:
Also, be sure to keep up with your landscaping; diseased and damaged tree limbs can become serious hazards in high-speed storm winds.
4. Stock your emergency supply kit with basic survival items. You’ll want to have a 2-week supply of water and ready-to-eat, non-perishable food for every family member and pet. If you evacuate, you’ll want a 3-day supply of the same. Other items to add to your supply kit include:
5. Have an established evacuation plan to help reduce stress. If you don’t have transportation of your own, make arrangements now with friends or family members and don’t forget about the pets!
You want to make sure the whole family is covered, so identify an out-of-state contact that everyone will call if separated and establish a meeting location at least 50 miles inland.
Lastly, gather important papers to take with you:
6. Don’t take silly risks like running back into a home that’s been destroyed or refuse to evacuate when you’ve been ordered to, just to salvage material possessions. Things can be replaced, but people cannot.