Some in SWLA see flood insurance hike under program - KPLC 7 News, Lake Charles, Louisiana

Some in SWLA see flood insurance hike under program

(Source: KXLN 45 Univision/MGN Online) (Source: KXLN 45 Univision/MGN Online)
CALCASIEU PARISH, LA (KPLC) -

In an area prone to hurricanes, flood insurance is important for Louisiana residents.

Calcasieu Parish became a part of the National Flood Insurance program in 1978.

By participating in the program, flood maps were created which allowed homeowners the option to purchase flood insurance.

As a way to continue offering flood insurance, Congress passed the Biggert Waters Act in 2012.

"Last summer, the Congress passed the Biggert Waters Act which basically reauthorized people to have the ability to get flood insurance for the next five years," said Pam Mattingly, Assistant Director of Planning at the Calcasieu Parish Police Jury. "The act has several components and one of the big ones was an increase in flood insurance premiums."

Mattingly said FEMA is working to make the program more financially sound. As a way to do this, they have to bring policy rates to the actuarial rates instead of previously given discounted rates.

So now, homeowners will pay according to the risk rate of their home.

"Regardless if you have made a claim on your insurance or not, this is an across-the-board increase," Mattingly said. "They are removing the subsidy from the program."

Flood maps in Calcasieu Parish were updated in 2011 and areas that previously were not in a high risk for flood area may now be.

The increase is said to be implemented over a five-year period with a 20-to-25 percent increase each year.

While some homeowners fear they will have to move because they can no longer afford mandatory flood insurance, Louisiana officials are working to strike a deal that would prevent that.

Members of Louisiana's Republican and Democratic leaders are working together to form a caucus to prevent the rates from skyrocketing.

U.S. Senator David Vitter, along with Congressman Bill Cassidy and Congressman Cedric Richmond, formed the bi-partisan Congressional Home Protection Caucus.

"Flood insurance is critical not only to South Louisiana but to coastal communities across the country, unfortunately, it has been implemented in a way by FEMA to make the insurance unaffordable," Cassidy said.

Mattingly said the parish has looked for ways to try and help people reduce their flood insurance.

"The parish participates in the community rating system; it goes above and beyond what FEMA asks of us, and as a result we can give a discount on flood insurance premiums," Mattingly said. "If you are inside the City of Lake Charles, you get a 5 percent discount and if you are outside of the city limits you receive 10 percent off."

Mattingly said the money saves citizens around $300,000.

"That is money that goes directly into their pockets, we don't keep it," she said.

Mattingly suggests homeowners call their insurance if they are concerned about their premium. To view a flood zone map, click HERE.

Copyright 2013 KPLC. All rights reserved.

  • More Local NewsNewsMore>>

  • Sulphur waste center closed for upgrades

    Sulphur waste center closed for upgrades

    Monday, October 16 2017 6:05 PM EDT2017-10-16 22:05:23 GMT
    (Source: Calcasieu Parish Police Jury)(Source: Calcasieu Parish Police Jury)
    The West Calcasieu Solid Waste Center in Sulphur will be closed for an estimated three weeks for construction. The waste center located at 2915 Post Oak Road will receive surface improvements and will also be equipped with new sheds for temporary storage of recyclable items. The East Calcasieu site, located at 5500 B Swift Plant Road in Lake Charles, will have additional containers and increased capacity to accommodate West Calcasieu customers. Copyright 2017 KPLC. All rights ...More >>
    The West Calcasieu Solid Waste Center in Sulphur will be closed for an estimated three weeks for construction. The waste center located at 2915 Post Oak Road will receive surface improvements and will also be equipped with new sheds for temporary storage of recyclable items. The East Calcasieu site, located at 5500 B Swift Plant Road in Lake Charles, will have additional containers and increased capacity to accommodate West Calcasieu customers. Copyright 2017 KPLC. All rights ...More >>
  • BREAKING

    Pres. Trump approves Gov. Edwards' request for Harvey assistance

    Pres. Trump approves Gov. Edwards' request for Harvey assistance

    Monday, October 16 2017 6:04 PM EDT2017-10-16 22:04:32 GMT
    President Donald Trump has approved federal assistance for Louisiana communities affected by Hurricane Harvey, the state office of emergency preparation announced today. Gov. Edwards requested the assistance. Harvey dropped around 17 inches of rain in parts of Southwest Louisiana after it made landfall as a tropical storm on Aug. 30. Allen, Beauregard, Calcasieu, Cameron and Vernon parishes will receive all categories of public assistance. Also included on that list are Natchit...More >>
    President Donald Trump has approved federal assistance for Louisiana communities affected by Hurricane Harvey, the state office of emergency preparation announced today. Gov. Edwards requested the assistance. Harvey dropped around 17 inches of rain in parts of Southwest Louisiana after it made landfall as a tropical storm on Aug. 30. Allen, Beauregard, Calcasieu, Cameron and Vernon parishes will receive all categories of public assistance. Also included on that list are Natchit...More >>
  • McNeese homecoming events and parade route

    McNeese homecoming events and parade route

    Monday, October 16 2017 5:05 PM EDT2017-10-16 21:05:26 GMT
    (Source: McNeese State University)(Source: McNeese State University)

    McNeese State University is celebrating homecoming this week. Below is the full list of 2017 McNeese Homecoming Activities: Monday, Oct. 16 Comedy Night 7 p.m.  Old Ranch Sponsored by the Student Life Coalition Tuesday, Oct. 17 Amnesty Day  8 a.m.-4 p.m.  La Jeunesse Room Sponsored by the SGA Day of Community Service" F.K. White Elementary/Landmark retirement home/Abraham's Tent (see attached schedule) 9 a.m.-1 p.m.  Sponsored by the Student Life Coalition ...

    More >>

    McNeese State University is celebrating homecoming this week. Below is the full list of 2017 McNeese Homecoming Activities: Monday, Oct. 16 Comedy Night 7 p.m.  Old Ranch Sponsored by the Student Life Coalition Tuesday, Oct. 17 Amnesty Day  8 a.m.-4 p.m.  La Jeunesse Room Sponsored by the SGA Day of Community Service" F.K. White Elementary/Landmark retirement home/Abraham's Tent (see attached schedule) 9 a.m.-1 p.m.  Sponsored by the Student Life Coalition ...

    More >>
Powered by Frankly