Thursday, June 20 2013 12:49 AM EDT2013-06-20 04:49:56 GMT
The local industrial company blamed for black dust in a North Lake Charles neighborhood appealed to the City Council Wednesday night. They were asking for an exception to operate in two buildings on theirMore >>
The Lake Charles City Council ordered company Industrial Carbon Services to stop operations until they get the proper permits to operate. The company is blamed for polluting a North Lake Charles neighborhood with black dust released during the processing of petro coke.More >>
Thursday, June 20 2013 12:26 AM EDT2013-06-20 04:26:01 GMT
The Welsh Police Department would like to ask for the communities help in locating a suspect that is on the run from police. Officials want you to be on the lookout for 33 year old Damien Guidry. GuidryMore >>
The Welsh Police Department is looking for a suspect who escaped after being brought to the police station Wednesday night.More >>
Wednesday, June 19 2013 8:54 PM EDT2013-06-20 00:54:12 GMT
"What we want do is we want to take our samples, Gladys, Bud, Claude, and Brittany, and see what the PH of their clear substance," said a McNeese professor. It's all still a mystery. Test tubes … petriMore >>
With nearly 100 different class offerings in dozens of subjects at McNeese, more than 500 children are expected to participate this summer at McNeese in subjects like forensic science.More >>
Wednesday, June 19 2013 7:28 PM EDT2013-06-19 23:28:22 GMT
The following is a news release from the Calcasieu Parish Public Library: Calcasieu Parish Public Library System and Sulphur Parks and Recreation have partnered to provide the community with an easy andMore >>
Sulphur Parks and Recreation and Calcasieu Parish Public Library have partnered to participate in the Little Free Library project, first launched in 2009 in Wisconsin. More >>
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LAKE CHARLES, La. (KPLC) -
It's frustrating to sit down to pay the bills and realize there's no hope of paying everybody. So, many consumers seek help from debt settlement companies.
Carmen Million with the Better Business Bureau said debt settlement should be a last resort before filing bankruptcy.
"Probably the first thing you need to do as a consumer is contact your creditors yourself. You want to try to negotiate with those companies first. They may be willing to waive some of the fees if they understand that you're in a bind and that you want to pay it off. They may be willing to work with you," Million said.
If a company is asking for big fees up front, that should send up a red flag, Million said.
"What the Better Business Bureau recommends is that before you negotiate with any company to pay your debt, investigate the company. You want to make sure that you understand exactly what they are going to do for you and you need to get that in writing," she said.
You also want to beware if a company says it's going to be a fast, easy and painless process. That's probably too good to be true.
"You can also get with a consumer credit counseling agency that will set you on a budget. They will contact your creditors, they will negotiate those fees with you. They will make you cut up your credit cards to make sure that you don't increase your debt," she said.
Million said if they tell you to just quit paying your creditors, that's a big mistake and can get you in a lot of trouble.
"If you quit paying your creditors, they will take legal action against you and just because a company tells you to quit paying, they're going to take over, doesn't mean that they can resolve your issues," she said.
Sadly, Million said many of the people who are victimized are those who are already at wits end, trying to figure out what to do about insurmountable debt.
"You're already in a bind. You don't want to make it larger or worse. And so you want to do your homework, investigate these companies. Check with the Better Business Bureau before you do business with any company," she said.
For more tips on dealing with debt and getting help from a credit counseling agency, click HERE.