Auto insurance set to go up January 1st - KPLC 7 News, Lake Charles, Louisiana

Auto insurance set to go up January 1st

By Crystal Price - bio | email

LAKE CHARLES, LA (KPLC) - The cost of minimum liability insurance for automobiles in the state of Louisiana is expected to go up beginning January 1, 2010.

The increase is all part of House Bill 1312 to increase the premiums for drivers in the state of Louisiana.

"Ten-thousand dollars isn't what it used to be," says Tommy Curtis, an agent with Curtis Insurance. "I think people have been under-insured at the minimum level for a long time."

Thanks to the new bill, the minimum cost of bodily injury will increase from $10,000 per person to $15,000.

The amount for bodily injury per accident will increase from $20,000 to $30,000.

The amount for property damage will see the highest increase that will go from $10,000 to $25,000.

"People need to understand that this is for the betterment and for the protection of the driving public," says Curtis.

Curtis also says this is the first time in 20 years the state has seen an increase in coverage.

But just because the coverage increases, that doesn't necessarily mean your insurance bill will see the same hike.

"Although it is a 50% on coverage, that doesn't mean it will be a 50% on insurance," says Curtis. "That will not be the case. I think the premium will be acceptably low enough for everyone."

While you might think drivers would risk going without car insurance to avoid the increase next year, folks we talked to say that's not going to happen.

"I'd rather not pay it but it's the law," says Jerome Minsay, an insurance customer of Curtis Insurance. "You're going to wind up paying five times as much in the long run with penalties and other fees."

Which is why a slight increase on your next insurance payment might just be your lifesaver the next time you hit the road.

If you would like more information on how you can negotiate a better deal as the insurance premiums go up, be sure to contact your car insurance agent.

Copyright 2009 KPLC. All rights reserved.

  • More Local NewsNewsMore>>

  • District Attorney: Community needs to come together to address teen violence

    District Attorney: Community needs to come together to address teen violence

    Wednesday, July 26 2017 12:33 AM EDT2017-07-26 04:33:26 GMT
    (Source: Raycom)(Source: Raycom)

    There is a shocking trend in the Lake area—deadly violence with teens among those arrested. In fact we've seen two cases in just over a week.First on July 17TH, gunfire on North Simmons Street in Lake Charles left  31 year old Gary Obrien dead.       Four people face charges in connection with the case, including 16 year old Justin Ned. He's booked on charges of principle to first degree murder and armed robbery. And this past Saturday, 24-ye...

    More >>

    There is a shocking trend in the Lake area—deadly violence with teens among those arrested. In fact we've seen two cases in just over a week.First on July 17TH, gunfire on North Simmons Street in Lake Charles left  31 year old Gary Obrien dead.       Four people face charges in connection with the case, including 16 year old Justin Ned. He's booked on charges of principle to first degree murder and armed robbery. And this past Saturday, 24-ye...

    More >>
  • Oakdale Police Department dealing with constant phone problems

    Oakdale Police Department dealing with constant phone problems

    Tuesday, July 25 2017 11:25 PM EDT2017-07-26 03:25:49 GMT
    (Source: Maranda Whittington/KPLC)(Source: Maranda Whittington/KPLC)
    For the Oakdale Police Department one of their constant battles isn't necessarily with criminals, but instead with their phones. Their phone lines were down for most of the weekend, and just got back up yesterday, but this isn't the first time they've dealt with this.  The phones are ringing at the Oakdale Police Department now, but this past weekend that wasn’t the case.  “Friday evening our phones went down,” said police chief, Joseph Lockett. ...More >>
    For the Oakdale Police Department one of their constant battles isn't necessarily with criminals, but instead with their phones. Their phone lines were down for most of the weekend, and just got back up yesterday, but this isn't the first time they've dealt with this.  The phones are ringing at the Oakdale Police Department now, but this past weekend that wasn’t the case.  “Friday evening our phones went down,” said police chief, Joseph Lockett. ...More >>
  • Police: Two dead in Egan car crash

    Police: Two dead in Egan car crash

    Tuesday, July 25 2017 10:20 PM EDT2017-07-26 02:20:47 GMT
    (Source: KPLC)(Source: KPLC)
    Two people were killed in a car crash this evening shortly after 8 p.m. according to Master Trooper Brooks David, with Louisiana State Police Troop I. The crash happened on Highway 91 near Highway 100. One person died at the scene and the other was taken to a hospital where they died shortly after arrival, David said. We will update this story as more details become available. Copyright 2017 KPLC. All rights reserved. More >>
    Two people were killed in a car crash this evening shortly after 8 p.m. according to Master Trooper Brooks David, with Louisiana State Police Troop I. The crash happened on Highway 91 near Highway 100. One person died at the scene and the other was taken to a hospital where they died shortly after arrival, David said. We will update this story as more details become available. Copyright 2017 KPLC. All rights reserved. More >>
Powered by Frankly